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Your Queries Answered

What are the eligibility criteria for availing a loan?

At Online-unsecured-loans, we receive applications from UK citizens who are above 18 years of age. We offer both unsecured and secured loans. Unsecured loans can be availed by tenants and homeowners alike. With secured loans, the borrower has to be a homeowner. We also offer loans to people with less-than-perfect credit histories.

What is the application process?

Applying for loans with Online-unsecured-loans is just a matter of a few minutes. You can go about it in two ways. There is a simple application from on the website that you can fill, or you can call us at our toll free number: 08000 973 653. Subsequently, one of our loan officers will get back to you with suitable loan quotes that fit your financial requirements. 


How much can I borrow?

With Online-unsecured-loans, you can borrow up to £100,000, with the range starting from £500.

Type of Loan Who can apply Lower limit Upper limit Loan amount based on
Unsecured loan Tenants/homeowners £500 £25,000 Credit score of applicant
Secured loan homeowners £5,000 £100,000 Home equity

How fast can I get the loan?

We try to give loans to the borrowers in quick time. The sooner we get the required loan documents and the application form, the sooner the borrower will get his loan application processed. Unsecured loans can be availed in quicker time compared to secured loans.


Do I have to pay processing costs?

Customers are not required to pay extra charges with Online-unsecured-loans. The customer will be told the true loan cost beforehand.


Can I apply with a bad credit score?

We have a panel of experienced lenders who have in-depth knowledge of the UK financial market. We may offer competitive rates on secured and unsecured loans to customers who are suffering from bad credit records.